“When your values are clear to you, making decisions becomes easy” - Roy Disney
“Plan for the future because that’s where you are going to spend the rest of your life“ - Mark Twain
CONFIDENCE, CLARITY, AND PEACE OF MIND
“Go confidently in the direction of your dreams and live the life you have imagined” - Henry David Thoreau
We are dedicated to providing confidence and clarity through comprehensive planning aligned with your values.
We believe that having a limited number of significant and meaningful client relationships allows us to deliver an unprecedented level of thoughtful planning and responsive service. Simply put, we know you by voice when you call.
Over time we have developed and refined a process that allows us to understand both what is important to you as well as the values that drive your decisions. Furthermore, this process allows you time to be confident beginning a planning relationship with us. At the end of this process we will mutually agree to continue the relationship or move in different directions. We believe you will gain tremendous value from this process and look forward to beginning it with you.
The core of our ongoing process is a written comprehensive financial plan aligned with your values. This plan combined with a limited number of significant and meaningful client relationships allows us to refine and adjust your plan on an ongoing basis. Once you are fully engaged in the planning process you will be free to focus on the things in life that bring you the most joy, while allowing us to focus on your financial plan.
Components of Planning Process
Through your comprehensive financial planning process we focus on the element of your financial plan we can control.
An important part of any financial plan is knowing where the cash needed to fund your daily life will come from. We can evaluate your current cash holdings, recommend an appropriate level of cash, and develop a cash flow plan to maintain an appropriate level of cash over time.
Each of us has a variety of assets, for a variety purposes, structured variety of ways. As part of your overall plan we can recommend ways to restructure your assets to more closely align with your overall plan.
For a variety of reasons, most of us have some form of debt during our lifetime. We can evaluate the debt you currently have, develop a plan to manage it, and advise on appropriate options in alignment with your overall plan.
There are risks to every financial plan and various ways to manage those risks. One option for mitigating some risks is insurance. We can evaluate every type of insurance you have and recommend if you should have it at all. For the coverages you should have we can recommend appropriate options in alignment with your overall plan.
At some point all of us will pass from this earth and our legacy will flow to those still here. We can help you understand the terms of your will and make the most of your contributions to family, friends or charity. We can even help them understand your wishes and teach them the skills they need to responsibly handle your estate.
Though none of us can completely avoid taxes your tax burden can be managed. We can coordinate with your accountant to develop strategies for the current year that are in alignment with your long term plan.
Learn more about our amazing team of professionals.